DCCI President: Time to say goodbye to much-loved tax disc – but where’s our money being spent?

DCCI President Paul Collins

DCCI President Paul Collins

First published in News
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CAR tax to be axed after 93 years! Now don’t get too excited.

The fact is some of us have come to love the tax disc. Many of us have made it collectable – a piece of paper to cherish all the years of ownership of our beloved vehicles, held in that wonderful tax disc holder on our windscreens.

Often, loaded with discs, it starts to split because we are too lazy to throw the old ones away. But there may be others amongst us who will be pleased to see it go.

The disc was introduced in 1921 but officials are say it is no longer needed.

Today the DVLA and police rely on an electronic register. The death of the tax disc was announced by George Osborne in last autumn’s budget statement and is due to take effect from October 2014.

The new system will, for the first time, allow people to pay by monthly direct debit (so long as they’re prepared to accept an extra five per cent administration fee). At present motorists have only the choice of paying every six or 12 months.

If you have any remaining months left on your current paper disc from October 1, you can either remove the disc from your car or display it until it expires.

If you sell your vehicle after October 1 and you have any months left on your disc, you will receive a refund for each full calendar month.

Frankly this isn’t going to make a great deal of difference to most drivers apart from removing a little bit of admin from their lives. I do know that some people have a mental attachment to the small disc in the window, usually a bit torn from trying to remove it from its perforations.

You will still be able to buy your road fund licence on line or at any Post Office. The only difference is that you won’t get an actual piece of paper. You will get a reminder in the post, as previously, a few weeks before it runs out and you can check how long you have left online until it expires.

The fact is that the majority of tax evaders are caught using police cameras that automatically check your number plate, rather than someone actually looking in your window.

Around 44m tax discs were issued last year and it’s thought that around 800,000 people were caught driving without paying. Where does all the money go?

Not on our roads that for sure! But don’t get me started on that again…

Comments (23)

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3:50pm Tue 29 Jul 14

wool525 says...

that's going to be even easier for the cheats that don't tax there cars
that's going to be even easier for the cheats that don't tax there cars wool525
  • Score: 0

4:15pm Tue 29 Jul 14

Hessenford says...

That's another piece of draconian rubbish removed and people can pay monthly instead of every 6 or 12 months, should make it easier for the less well off.
That's another piece of draconian rubbish removed and people can pay monthly instead of every 6 or 12 months, should make it easier for the less well off. Hessenford
  • Score: 0

4:50pm Tue 29 Jul 14

Tripod says...

Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?
Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire? Tripod
  • Score: 8

5:12pm Tue 29 Jul 14

bobthedestroyer says...

Tripod wrote:
Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?
In theory it will all be online. Not sure how you check if you don't have the Internet.
[quote][p][bold]Tripod[/bold] wrote: Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?[/p][/quote]In theory it will all be online. Not sure how you check if you don't have the Internet. bobthedestroyer
  • Score: 7

5:16pm Tue 29 Jul 14

Minty Fresh says...

Tripod wrote:
Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?
It will be online no doubt about that, but you can be sure the DVLA will make you pay for the information.
[quote][p][bold]Tripod[/bold] wrote: Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?[/p][/quote]It will be online no doubt about that, but you can be sure the DVLA will make you pay for the information. Minty Fresh
  • Score: 6

5:30pm Tue 29 Jul 14

djd says...

Minty Fresh wrote:
Tripod wrote:
Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?
It will be online no doubt about that, but you can be sure the DVLA will make you pay for the information.
Funny enough it's on line now..and it's free. Just go to the DVLA page and follow the instructions. If you know the make and registration mark of the vehicle you can check where it is currently tax and the date of expiry of the tax.
[quote][p][bold]Minty Fresh[/bold] wrote: [quote][p][bold]Tripod[/bold] wrote: Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?[/p][/quote]It will be online no doubt about that, but you can be sure the DVLA will make you pay for the information.[/p][/quote]Funny enough it's on line now..and it's free. Just go to the DVLA page and follow the instructions. If you know the make and registration mark of the vehicle you can check where it is currently tax and the date of expiry of the tax. djd
  • Score: 5

5:45pm Tue 29 Jul 14

Redgolfer says...

Hessenford wrote:
That's another piece of draconian rubbish removed and people can pay monthly instead of every 6 or 12 months, should make it easier for the less well off.
Eh HOW, if you pay monthly an extra 5% goes on the payment, so dearer for the less-well off.
[quote][p][bold]Hessenford[/bold] wrote: That's another piece of draconian rubbish removed and people can pay monthly instead of every 6 or 12 months, should make it easier for the less well off.[/p][/quote]Eh HOW, if you pay monthly an extra 5% goes on the payment, so dearer for the less-well off. Redgolfer
  • Score: 6

5:58pm Tue 29 Jul 14

oldgiraffe says...

How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?
How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt? oldgiraffe
  • Score: 9

6:35pm Tue 29 Jul 14

Hessenford says...

Tripod wrote:
Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?
Go to this link.
http://totalcarcheck
.co.uk/,
.

This will give you basic information for free like when the tax and mot expire. whether its and imported or exported vehicle and whether there's a VIC marker on the vehicle.
Also available is the date of manufacture, price of the tax, CO2 emissions, engine size and approx mileage, and all for free.
[quote][p][bold]Tripod[/bold] wrote: Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?[/p][/quote]Go to this link. http://totalcarcheck .co.uk/, . This will give you basic information for free like when the tax and mot expire. whether its and imported or exported vehicle and whether there's a VIC marker on the vehicle. Also available is the date of manufacture, price of the tax, CO2 emissions, engine size and approx mileage, and all for free. Hessenford
  • Score: 2

6:38pm Tue 29 Jul 14

Hessenford says...

Redgolfer wrote:
Hessenford wrote:
That's another piece of draconian rubbish removed and people can pay monthly instead of every 6 or 12 months, should make it easier for the less well off.
Eh HOW, if you pay monthly an extra 5% goes on the payment, so dearer for the less-well off.
No different to car insurance, monthly payments, lots prefer monthly payments, I said make it easier not cheaper.
[quote][p][bold]Redgolfer[/bold] wrote: [quote][p][bold]Hessenford[/bold] wrote: That's another piece of draconian rubbish removed and people can pay monthly instead of every 6 or 12 months, should make it easier for the less well off.[/p][/quote]Eh HOW, if you pay monthly an extra 5% goes on the payment, so dearer for the less-well off.[/p][/quote]No different to car insurance, monthly payments, lots prefer monthly payments, I said make it easier not cheaper. Hessenford
  • Score: -1

6:39pm Tue 29 Jul 14

Hessenford says...

oldgiraffe wrote:
How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?
Who really cares.
[quote][p][bold]oldgiraffe[/bold] wrote: How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?[/p][/quote]Who really cares. Hessenford
  • Score: -9

6:48pm Tue 29 Jul 14

muscliffman says...

At least it's going to make life a lot easier for the uninsured, unlicensed and false number plate drivers - no more need to even run up a false tax disc.
At least it's going to make life a lot easier for the uninsured, unlicensed and false number plate drivers - no more need to even run up a false tax disc. muscliffman
  • Score: 8

6:50pm Tue 29 Jul 14

oldgiraffe says...

Hessenford wrote:
oldgiraffe wrote:
How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?
Who really cares.
Many disabled people! Would you like my wife's MS?
[quote][p][bold]Hessenford[/bold] wrote: [quote][p][bold]oldgiraffe[/bold] wrote: How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?[/p][/quote]Who really cares.[/p][/quote]Many disabled people! Would you like my wife's MS? oldgiraffe
  • Score: 12

7:10pm Tue 29 Jul 14

Hessenford says...

muscliffman wrote:
At least it's going to make life a lot easier for the uninsured, unlicensed and false number plate drivers - no more need to even run up a false tax disc.
I don't think so, with ANPR in most police cars these days its hard to get away with no insurance and MOT.
[quote][p][bold]muscliffman[/bold] wrote: At least it's going to make life a lot easier for the uninsured, unlicensed and false number plate drivers - no more need to even run up a false tax disc.[/p][/quote]I don't think so, with ANPR in most police cars these days its hard to get away with no insurance and MOT. Hessenford
  • Score: -4

8:50pm Tue 29 Jul 14

muscliffman says...

Hessenford wrote:
muscliffman wrote:
At least it's going to make life a lot easier for the uninsured, unlicensed and false number plate drivers - no more need to even run up a false tax disc.
I don't think so, with ANPR in most police cars these days its hard to get away with no insurance and MOT.
Hard to get away with? Many of these illegal drivers on false plates make sure that the genuine car they decide to 'clone' is taxed, MOT'd and insured so that any remote ANPR would register as perfectly OK.........I am afraid the criminals are usually one step ahead - and now no need to create a false tax disc!
[quote][p][bold]Hessenford[/bold] wrote: [quote][p][bold]muscliffman[/bold] wrote: At least it's going to make life a lot easier for the uninsured, unlicensed and false number plate drivers - no more need to even run up a false tax disc.[/p][/quote]I don't think so, with ANPR in most police cars these days its hard to get away with no insurance and MOT.[/p][/quote]Hard to get away with? Many of these illegal drivers on false plates make sure that the genuine car they decide to 'clone' is taxed, MOT'd and insured so that any remote ANPR would register as perfectly OK.........I am afraid the criminals are usually one step ahead - and now no need to create a false tax disc! muscliffman
  • Score: 13

9:09pm Tue 29 Jul 14

Staynor66 says...

oldgiraffe wrote:
Hessenford wrote:
oldgiraffe wrote:
How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?
Who really cares.
Many disabled people! Would you like my wife's MS?
Not sure why Disabled people need to park for free, totally understand bays closer to shops etc., but when you see blue badges displayed in top of the range Mercs, BMWS and Audis even saw one in a gorgeous Ferrari the other day, why they cant pay the £1.50 for a couple of hours. Lived in Highcliffe for a while always amused me when I saw the disabled cars parked on the double yellows for free but had to walk twice the distance when they could have parked for 50 pence in the supermarket car park in the disabled bays right next to the store .
[quote][p][bold]oldgiraffe[/bold] wrote: [quote][p][bold]Hessenford[/bold] wrote: [quote][p][bold]oldgiraffe[/bold] wrote: How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?[/p][/quote]Who really cares.[/p][/quote]Many disabled people! Would you like my wife's MS?[/p][/quote]Not sure why Disabled people need to park for free, totally understand bays closer to shops etc., but when you see blue badges displayed in top of the range Mercs, BMWS and Audis even saw one in a gorgeous Ferrari the other day, why they cant pay the £1.50 for a couple of hours. Lived in Highcliffe for a while always amused me when I saw the disabled cars parked on the double yellows for free but had to walk twice the distance when they could have parked for 50 pence in the supermarket car park in the disabled bays right next to the store . Staynor66
  • Score: 19

11:21pm Tue 29 Jul 14

EGHH says...

About time too! Glad to see the DVLA has finally come into the 21st Century
About time too! Glad to see the DVLA has finally come into the 21st Century EGHH
  • Score: 0

3:10am Wed 30 Jul 14

Azphreal says...

Hessenford wrote:
oldgiraffe wrote:
How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?
Who really cares.
Disabled people care.
[quote][p][bold]Hessenford[/bold] wrote: [quote][p][bold]oldgiraffe[/bold] wrote: How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?[/p][/quote]Who really cares.[/p][/quote]Disabled people care. Azphreal
  • Score: 1

8:05am Wed 30 Jul 14

Stereotyped says...

Azphreal wrote:
Hessenford wrote:
oldgiraffe wrote:
How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?
Who really cares.
Disabled people care.
Are disabled people all poor then? I think not...
[quote][p][bold]Azphreal[/bold] wrote: [quote][p][bold]Hessenford[/bold] wrote: [quote][p][bold]oldgiraffe[/bold] wrote: How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?[/p][/quote]Who really cares.[/p][/quote]Disabled people care.[/p][/quote]Are disabled people all poor then? I think not... Stereotyped
  • Score: 1

8:06am Wed 30 Jul 14

Stereotyped says...

Tripod wrote:
Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?
All online...

However, apparently when this new law/rule comes into force, when you sell a car, you will have to claim back your tax and the new owner will have to tax it... along with insurance etc.

So really, not a lot to go wrong other then people moaning about having to pay for tax on a car they are buying...if you're that fussed, buy a car which doesn't cost as much to run.
[quote][p][bold]Tripod[/bold] wrote: Having just inherited a car I found it somewhat difficult to find-out when the MOT expires, I had to wait until new ownership papers had been issued before I could check; now the VED-Disk is going, how will someone intending to buy a car find-out if it's currently taxed and MOT'd, and when they expire?[/p][/quote]All online... However, apparently when this new law/rule comes into force, when you sell a car, you will have to claim back your tax and the new owner will have to tax it... along with insurance etc. So really, not a lot to go wrong other then people moaning about having to pay for tax on a car they are buying...if you're that fussed, buy a car which doesn't cost as much to run. Stereotyped
  • Score: 0

9:00am Wed 30 Jul 14

bobthedestroyer says...

Staynor66 wrote:
oldgiraffe wrote:
Hessenford wrote:
oldgiraffe wrote:
How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?
Who really cares.
Many disabled people! Would you like my wife's MS?
Not sure why Disabled people need to park for free, totally understand bays closer to shops etc., but when you see blue badges displayed in top of the range Mercs, BMWS and Audis even saw one in a gorgeous Ferrari the other day, why they cant pay the £1.50 for a couple of hours. Lived in Highcliffe for a while always amused me when I saw the disabled cars parked on the double yellows for free but had to walk twice the distance when they could have parked for 50 pence in the supermarket car park in the disabled bays right next to the store .
Blue badge abusers probably. I think if you care for someone disabled you can still get a badge you don't have to be the driver which I agree with. Unfortunately it does leave it open to abuse as the badge should only be used even disabled person is in the car. A hard one to enforce.
[quote][p][bold]Staynor66[/bold] wrote: [quote][p][bold]oldgiraffe[/bold] wrote: [quote][p][bold]Hessenford[/bold] wrote: [quote][p][bold]oldgiraffe[/bold] wrote: How will car parks where it's free for tax exempt vehicles know the vehicle is tax exempt?[/p][/quote]Who really cares.[/p][/quote]Many disabled people! Would you like my wife's MS?[/p][/quote]Not sure why Disabled people need to park for free, totally understand bays closer to shops etc., but when you see blue badges displayed in top of the range Mercs, BMWS and Audis even saw one in a gorgeous Ferrari the other day, why they cant pay the £1.50 for a couple of hours. Lived in Highcliffe for a while always amused me when I saw the disabled cars parked on the double yellows for free but had to walk twice the distance when they could have parked for 50 pence in the supermarket car park in the disabled bays right next to the store .[/p][/quote]Blue badge abusers probably. I think if you care for someone disabled you can still get a badge you don't have to be the driver which I agree with. Unfortunately it does leave it open to abuse as the badge should only be used even disabled person is in the car. A hard one to enforce. bobthedestroyer
  • Score: 1

10:55am Wed 30 Jul 14

TheDistrict says...

Will this affect driving abroad. I drive through France and the rest of Europe quite often.
Will this affect driving abroad. I drive through France and the rest of Europe quite often. TheDistrict
  • Score: 0

2:31pm Wed 30 Jul 14

scrumpyjack says...

TheDistrict wrote:
Will this affect driving abroad. I drive through France and the rest of Europe quite often.
They don't care if you've paid or not so why would it? You will still have to pay if you go on any toll roads if you've paid UK VED or if you've not.
[quote][p][bold]TheDistrict[/bold] wrote: Will this affect driving abroad. I drive through France and the rest of Europe quite often.[/p][/quote]They don't care if you've paid or not so why would it? You will still have to pay if you go on any toll roads if you've paid UK VED or if you've not. scrumpyjack
  • Score: 0

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