He's the Money Saving Expert


Martin Lewis, money saving expert

This week: Martin Lewis on how to achieve good credit



Who says politicians don’t do anything for us? There’s a general election coming and that’s good news – it’s a reminder to ensure we’re registered to vote.

You may be asking ‘what’s this got to do with MoneySaving?’ While of course exercising your democratic right is important, appearing on the electoral roll also acts as a massive boost to your credit score. In fact, if you’re not on the electoral roll, it almost completely stymies your ability to get new credit.   

So, if you’re planning to get a mortgage, a credit card, loan, monthly car insurance, or even contract mobile phone, ensure you’re registered to vote. 

If you’re ineligible, perhaps as a foreign national, instead send all the credit reference agencies proof of residency and ask them to add a note to your file. Electoral role data is only one factor that affects your credit worthiness. How credit ratings work is commonly confused.



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Read Martin's full column here

THIS WEEK'S TIPS:

Bourjois Lip Gloss five for £5

You can get five Bourjois Eau De Gloss lip glosses

for just £5 at

Halfpriceperfumes.co.uk.

These normally these cost up to £6.99 each.

What's more, spend more than £10 on your order

and you can get 10% off.

There’s a code at moneysavingexpert.com/beauty

Free eye tests at Tesco

All eye tests at Tesco are now free.

It’s a permanent offer so no voucher needed, just call and book.

There’s no need to buy glasses either.



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