HAYWARD FRANK Suddenly at home on 21st March 2004. Husband of Rowena and Father to Richard. Funeral to take place on Friday 2nd April at 12 noon at Bournemouth Crematorium. Family flowers only please, donations if desired to R.N.L.I. c/o Moody's Funeral Service, 405 Lymington Road, Highcliffe-on-Sea, Dorset. Tel: (01425) 278383.