A PLANNING agent has gone on trial accused of borrowing £25,000 from another businessman without declaring he had been made bankrupt.

Planning Solutions consultant Anthony Ramsden-Geary was loaned the money from Christopher Wardrop in 2007 for a deposit on a flat for his parents, Bournemouth Crown Court heard earlier today.

Rufus Taylor, prosecuting, told the jury that Mr Wardrop made repeated requests for his money to be repaid but was “continually fobbed off with one excuse and another”.

The jury heard Ramsden-Geary was made bankrupt at Bournemouth County Court in 1993 and discharged two years later.

He was back before the court in November 2003 when a petition was successfully filed to make the defendant bankrupt.

Mr Taylor said Ramsden-Geary signed a document which set out a list of prohibitions including that he was not allowed to obtain a loan without disclosing he was a bankrupt.

He said there was a straightforward question to be answered: “Did he tell Christopher Wardrop that he was a bankrupt?”

The court heard Ramsden-Geary had formed a business relationship with Mr Wardrop in 2007 which saw the setting up of Land Solutions - a partnership between Mr Wardrop and Ramsden-Geary's wife Harriet.

Mr Taylor said: “In August 2007 he received a text from the defendant asking if either he or one of his development contacts had £25,000 that could be loaned to him for three weeks to put down as a deposit on a flat for his parents.”

Giving evidence, property agent Mr Wardrop told the court that he wrote a cheque out to Ramsden-Geary's father David Ramsden and fully expected the debt to be repaid.

He said he asked for the cash back after the three-week loan period and again after the flat sale fell through.

Mr Taylor said through 2008 and 2009 Mr Wardrop continually asked Ramsden-Geary for the money via email.

One email was read to the court in which Mr Wardrop put it to the defendant that he'd been on holidays, moved house and put a deposit down on a car.

Mr Wardrop told Ramsden-Geary: “I am not going away. You will pay your debt to me.”

He said Ramsden-Geary had not repaid a penny of the loan two years after it was made but some £6,000 was repaid in September and October 2009.

Further payments were also made.

In total Ramsden-Geary still owes Mr Wardrop £8,674, the court heard.

Ramsden-Geary denies one charge of obtaining credit while an undisclosed bankrupt.

The trial continues.